Products & Services 

We offer the following deposit accounts and services:

  • Checking Accounts

  • Savings Accounts

  • Individual Retirement Accounts (IRA)

  • Christmas Club Accounts

  • Certificates of Deposit (call for rates)

  • Auto and Home Insurance through Trustage

  • 24 hour Audio Response

  • Bank to Bank Wire Transfers (fee applies)

  • Direct Deposit or Payroll Deduction

  • Discount Tickets (Biltmore House, Tweetsie, Southern Christmas Show)

  • Free Notary Service

  • Internet Banking/Bill Pay

  • Debit cards

  • Credit Life / Credit Disability / GAP protection

We also offer the following loans:

  • New and used auto loans

  • Home Equity loans

  • Personal loans

  • VISA credit cards

  • Loans on Campers, RVs, motorcycles, & horse trailers.

  • Loans secured by savings accounts or CDs

  • Payday-alternative loans

  • Overdraft protection loans


    Interested in applying for a loan? Click here to be taken to our online loan application.